Hey friends,
Here is your December Newsletter!!!
The year 2021 is over now. In this year there were ups and downs in our life and country as well. As in financial markets the ASPI gained nearly 80% over the year.

And the index S&P SL 20 gained 60% return over the year.

Consider if you invested 100,000 Rs in Fixed Deposits. You will made nearly 107,500 Rs from the interest. Because this year (2021) the interest rate for Fixed Deposit is 7 – 8% vary from bank to bank.
But as per October inflation repost Srilanka crossover the rate of 8.5% inflation. Its means those who invested in Fixed Deposits may behind the inflation. Because Fixed Deposits can’t provide you a boost to beat the inflation.
Consider if you invested 100,000 into S&P SL 20 index funds. You may have acquired a total of 160,000 Rs at the end of the year. So I don’t need to explain much further because you may understand what this means.
I’m not saying that you don’t invest in fixed deposits and invest into stocks or mutual funds. Because the fixed deposits may give you a safe game to play and stocks don’t guarantee like that.
The fact you have to understand here is you have to understand about the financial markets and their behaviors. I don’t mean to say stock market give you the same 60% return in 2022. It may go above or negative too. I don’t try to scare you. I just explain which phase you are interested to step in.
As you signed for the news for the Newsletter I hope you are interested to learn about these things. So decide wisely. whether Are you going to beat the inflation!!! or Are you going to play a safe game like everyone???
It’s our honor to have you on you community. We nearly published Sixteen articles up to now. So we wanted to inform you this through our first newsletter. In case if you missed any articles we recommend to check them. For now check this important Video!!!
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